PICKETT STREETPROPERTIES
Dark blue renovated split-level home with a two-car garage, surrounded by mature evergreens
YOU’RE INVITED · OPEN HOUSEFriday, 1:30–4:00 PMOctober 16 · Come see the home

EVERETT, WASHINGTON · A PACIFIC NORTHWEST HOME

Seclusion.
Minutes from Mill Creek.

14103 1st Avenue WEverett, WA 98208

$840,000OFFERED AT

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Listed by Jesse D. Moore · KW Greater Seattle · NWMLS #2589800

A PRIVATE SETTING NEAR MILL CREEK

Evergreens outside.
Mill Creek close by.

Off a peaceful cul-de-sac, towering evergreens give this home a sense of retreat. Mill Creek Town Center, dining, transit, and medical services are minutes away.

Inside, a fully renovated interior opens to a private deck—a place to enjoy the setting without giving up the convenience of the city.

Bedrooms
3
Baths
2.5
Interior sq ft
2,129
Acres
0.34
Garage spaces
2

THE ROOMS, CONNECTED

Find your bearings.

Select a room to connect the layout
with the photographs.

3D LAYOUT STUDY

Drag to rotate · Select a numbered room · Scroll the page normally

Illustrative cutaway traced from the supplied floorplans, not a measured 3D scan. Wall heights, thicknesses, openings, and finishes are schematic; photographs show the actual spaces. Room dimensions come from the plans and are approximate. The plan’s downstairs “Bedroom” is shown here as the listed office/den. View the original floorplans.

Inside & outsideSkylit kitchen, private rooms, a flexible lower level, and the trees beyond.Explore

A CLOSER LOOK

Beyond the front door.

Explore the rooms and the setting.

01

KITCHEN & EVERYDAY LIVING

Light from above.

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Renovated white kitchen with quartz counters, skylights and a breakfast bar

CHAPTER 01

Skylights, quartz,
and a view of green.

The renovated kitchen has skylights, quartz countertops, white shaker cabinets, stainless appliances, and new backsplash, flooring, and lighting. There’s also a separate coffee station and a generous pantry.

The dining room opens directly to the deck. The living room has a wood-burning fireplace and windows looking toward the trees.

  • Skylit kitchen
  • Quartz countertops
  • Coffee station & pantry
  • Wood-burning fireplace
Light-filled living room with a wood-burning fireplace
Light-filled living room with a wood-burning fireplace
Dining room connecting the kitchen and private deck
Dining room connecting the kitchen and private deck
02

THREE UPSTAIRS BEDROOMS

The private rooms.

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Upstairs primary bedroom with evergreen views

CHAPTER 02

Three bedrooms.
One upper level.

All three bedrooms are upstairs. The primary suite has its own three-quarter bath; a full hall bathroom serves the other bedrooms. Floors and paint have been updated throughout the home.

The gallery shows each room, including the bedroom furnished as an office.

  • Three upstairs bedrooms
  • Primary suite
  • Private three-quarter bath
  • Full hall bathroom
Another view of the upstairs primary bedroom
Another view of the upstairs primary bedroom
Primary suite three-quarter bathroom
Primary suite three-quarter bathroom
03

THE FLEXIBLE LOWER LEVEL

A level of its own.

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Lower-level recreation room with a wood-stove insert

CHAPTER 03

A rec room.
An office. More room.

Downstairs, the large rec room has a wood-stove insert and outdoor access. A separate office/den includes a walk-in closet and access to a three-quarter bath.

The office/den is shown with bedroom furnishings in the photographs. It is not counted as a fourth bedroom; the home is listed with three.

  • Large rec room
  • Wood-stove insert
  • Office / den
  • Walk-in closet
Recreation room with a wood-stove insert and space for a table
Recreation room with a wood-stove insert and space for a table
Lower-level office / den pictured with bedroom furnishings
Lower-level office / den pictured with bedroom furnishings
04

THE DECK, THE TREES, THE SETTING

Beneath the evergreens.

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Private deck surrounded by tall evergreens

CHAPTER 04

The trees
set the tone.

The deck sits just off the dining room, with mature evergreens beyond the railing. Below it is a covered outdoor area. The 0.34-acre lot is tucked off a cul-de-sac.

The home also has an oversized two-car garage and RV/boat parking. Mill Creek Town Center, transit, medical services, and dining are minutes away.

  • 0.34-acre lot
  • Private deck
  • Oversized 2-car garage
  • RV / boat parking
Covered outdoor area beneath the deck looking toward the trees
Covered outdoor area beneath the deck looking toward the trees
Rear of the home showing deck and lower-level outdoor access
Rear of the home showing deck and lower-level outdoor access
The particularsRenovated interiors · 3 bedrooms · 1 full + 2 three-quarter baths · 0.34 acresExplore

THE PARTICULARS

The home,
in detail.

The kitchen, floors, and paint have been updated. Expand below for the property details and the complete listing remarks.

Download property flyer (PDF · 12.3 MB)
Property at a glance
Offered at
$840,000
Bedrooms
3, all upstairs
Bathrooms
Upstairs: 1 full + 1 three-quarter
Downstairs: 1 three-quarter
Interior
2,129 sq ft
Lot
0.34 acres · 14,810 sq ft
Style
Split-level
Year built
1976
Garage
2 spaces, attached
Additional parking
RV / boat parking
Heating
Forced air, fireplace insert
Water
Alderwood Water
Sewer
Septic
Roof
Composition
Flooring
Vinyl plank, carpet, ceramic tile
School district
Mukilteo
County
Snohomish
MLS number
2589800
2026 property taxes
$5,948 (property report)

Property details from the listing and the September 23, 2026 property report. Tax amount is reported for 2026. Square footage, lot size, taxes, school boundaries, and other information should be independently verified.

The full listing story

A rare find minutes from Mill Creek Town Center, transit, medical services & dining, yet tucked off a peaceful cul-de-sac under towering evergreens. This fully renovated, move-in ready home pairs modern finishes with a private PNW setting. Skylights brighten the brand-new kitchen with quartz countertops, white shaker cabinets, stainless appliances, backsplash, flooring & lighting, plus a coffee station & generous pantry. The dining room opens to a private deck, while a wood-burning fireplace warms the living room. Three bedrooms upstairs include the primary suite with 3/4 bath. Downstairs, an office/den with walk-in closet & access to a 3/4 bath adds flexibility, while the large rec room with wood-stove insert is made for gathering. New floors & paint, oversized 2-car garage, RV/boat parking & a .34-acre lot. No projects, no updates needed. Just unpack & enjoy the best of both worlds.

View the listing on PickettStreet.com
FINANCING THIS HOMEA lower monthly payment?Explore a longer loan term—and see what changes.Explore your options

FINANCING EXAMPLES · OCTOBER 13, 2026

More time to repay. Less each month.

A 40-year amortized loan spreads principal repayment over a longer term. In Cody’s examples, it lowers the monthly payment compared with the 30-year loan at the same down payment.

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. These dated examples are not a rate lock, approval, or commitment to lend.

$318.37 less per monthWith the 40-year fixed example, compared with the 30-year fixed example at 20% down.

Estimated monthly payment
20% down · 40-year fixed$4,882.84
20% down · 30-year fixed$5,201.21

Both include estimated taxes of $470.67/month and insurance of $175/month. Taxes and insurance may change.

Principal repaid after five years
20% down · 30-year fixed$38,187
20% down · 40-year fixed$17,753
10% down · 40-year fixed$13,935
20% down · 40-year interest-only$0

Scheduled principal repayment only. This is not appreciation, total equity, or money returned to you.

40-year fixed: $840,000 purchase price; 20% down ($168,000); $672,000 loan; 7.125% interest rate, 7.348% annual percentage rate (APR). 480 monthly principal-and-interest payments of $4,237.17, plus taxes and insurance. Estimated cash to close: $195,392.97, including $13,440 in points.

30-year fixed: $840,000 purchase price; 20% down ($168,000); $672,000 loan; 7.187% interest rate, 7.446% annual percentage rate (APR). 360 monthly principal-and-interest payments of $4,555.54, plus taxes and insurance. Estimated cash to close: $195,404.54, including $13,440 in points.

The tradeoff: the 30-year example repays $20,434 more principal in the first five years. The 40-year example lowers the monthly payment but pays down the balance more slowly and costs more in interest over time. These examples have different quoted rates as well as different terms.

Assumptions & longer-term costs

The report estimates interest over the first 30 years of $969,344 for the 20%-down 30-year fixed option and $1,217,627 for the 20%-down 40-year fixed option—a difference of $248,283. The 40-year loan continues beyond that period. Calculations assume scheduled payments and do not assume a refinance, sale, or additional principal payments.

Cody’s tax estimate is $470.67/month ($5,648.04/year). The property report elsewhere on this site lists 2026 taxes of $5,948. These are different source figures; the financing illustrations retain Cody’s assumptions. Insurance is estimated at $175/month. Cash-to-close figures include prepaids of $5,274.02 in each example.

Rates, terms, program availability, and eligibility are subject to change. Actual terms depend on the borrower, property, underwriting, and the time of rate lock. The report does not specify a credit-score or income requirement. Contact Cody for an estimate based on your circumstances.

Upfront cash & other financing options
Cash needed at closing
20% down · 30-year fixed$195,405
20% down · 40-year fixed$195,393
10% down · 40-year fixed$104,078
20% down · 40-year interest-only$183,750

Includes the down payment, closing costs, points, and prepaids. No seller contribution or earnest-money credit is assumed.

Lower the monthly payment40-year fixed

$4,882.84estimated monthly total

480 monthly principal-and-interest payments of $4,237.17 over 40 years. Loan payments exclude taxes and insurance; those amounts increase the total obligation.

Down payment (20%)
$168,000
Loan amount
$672,000
Interest rate
7.125%
Annual percentage rate (APR)
7.348%
Estimated cash to close
$195,392.97
Points included in cash to close
$13,440 (2%)

Monthly total includes estimated taxes of $470.67 and insurance of $175.00. The report assumes $0 mortgage insurance and $0 HOA. Taxes and insurance may change.

Pay down the loan faster30-year fixed

$5,201.21estimated monthly total

360 monthly principal-and-interest payments of $4,555.54 over 30 years. Loan payments exclude taxes and insurance; those amounts increase the total obligation.

Down payment (20%)
$168,000
Loan amount
$672,000
Interest rate
7.187%
Annual percentage rate (APR)
7.446%
Estimated cash to close
$195,404.54
Points included in cash to close
$13,440 (2%)

Monthly total includes estimated taxes of $470.67 and insurance of $175.00. The report assumes $0 mortgage insurance and $0 HOA. Taxes and insurance may change.

Bring less cash to closingSmaller down payment · 40-year fixed

$6,187.86estimated monthly total

480 monthly principal-and-interest payments of $5,542.19 over 40 years. Loan payments exclude taxes and insurance; those amounts increase the total obligation.

Down payment (10%)
$84,000
Loan amount
$756,000
Interest rate
8.500%
Annual percentage rate (APR)
8.625%
Estimated cash to close
$104,077.97
Points included in cash to close
$5,670 (0.75%)

Monthly total includes estimated taxes of $470.67 and insurance of $175.00. The report assumes $0 mortgage insurance and $0 HOA. Taxes and insurance may change.

Explore interest-only financingInterest-only with a final balloon payment

$4,985.67estimated monthly total

479 monthly interest-only payments of $4,340.00, followed by a final balloon payment of $676,340.00 in month 480. No scheduled principal reduction before the final payment. Loan payments exclude taxes and insurance; those amounts increase the total obligation.

Down payment (20%)
$168,000
Loan amount
$672,000
Interest rate
7.750%
Annual percentage rate (APR)
7.815%
Estimated cash to close
$183,749.64
Points included in cash to close
$1,680 (0.25%)

Monthly total includes estimated taxes of $470.67 and insurance of $175.00. The report assumes $0 mortgage insurance and $0 HOA. Taxes and insurance may change.

Cody Touchette

Movement Mortgage · NMLS #83216 · WA-MLO-83216
11255 Kirkland Way, Suite 110, Kirkland, WA 98033

206-909-2007 · preapprovals@thetouchetteteam.com

Movement Mortgage, LLC · NMLS #39179 · Equal Housing Opportunity.
Cody’s lender profile · Lender disclosures · NMLS Consumer Access

Figures supplied by Cody Touchette in his October 13, 2026 Mortgage Coach analysis. Comparisons use the report’s rounded figures. You may choose any lender.

Ask about financing this home

This website’s form goes to Jesse. No financial documents or sensitive financial information are needed here.

The floorplansTwo levels, room dimensions, and downloadable plans.Explore

THE LAYOUT

Two levels.
The full picture.

Upstairs: the living and dining spaces, kitchen, three bedrooms, one full bath, and one three-quarter bath.

Downstairs: the recreation room, office/den, utility room, one three-quarter bath, and attached garage.

Download both levels (JPG)
Upper level
Upper-level floorplan showing three bedrooms, kitchen, dining area, living room, deck, a full hall bath, and a three-quarter primary bath.
Upper levelView full size (opens in a new tab)Download JPG
Lower level
Lower-level floorplan showing recreation room, office/den labeled Bedroom on the supplied plan, walk-in closet, three-quarter bath, utility room, covered patio, and garage.
Lower levelView full size (opens in a new tab)Download JPG

The supplied floorplans measure 2,125 sq ft; the listing and property report state 2,129 sq ft. The lower-level room labeled “Bedroom” on the plan is marketed as an office/den and is not included in the home’s three-bedroom count. Plans are provided as supplied. Dimensions and square footage are approximate and should be independently verified.

The neighborhoodA cul-de-sac setting, minutes from Mill Creek Town Center.Explore
Home set back from the cul-de-sac beneath evergreens14103 1st Avenue W · Everett

TUCKED AWAY. STILL CONNECTED.

Near Mill Creek.
Among the trees.

Minutes from Mill Creek Town Center, transit, medical services, and dining—yet set off a peaceful cul-de-sac beneath towering evergreens.

  • 01Mill Creek Town Center
  • 02Dining & everyday conveniences
  • 03Transit & medical services
Open location in Maps (opens in a new tab)

COME EXPERIENCE IT

See it
in person.

14103 1st Avenue W
Everett, WA 98208

OPEN HOUSEFriday, 1:30–4:00 PMOctober 16, 2026 · Pacific time

LET’S ARRANGE A VISIT

Walk through the home.

Request a private tour or ask Jesse a question. Share a time that works for you; Jesse will confirm the details.

Your details will be used to respond to this inquiry. A tour request is not a confirmed appointment.

Jesse D. Moore

Pickett Street Properties
Keller Williams Greater Seattle

Call Jesse: 425-502-5397